Getting Started in the Kitchen
Alright, so the bananas on the counter were looking seriously sad. You know, more black spots than yellow. Waste not, want not, right? Figured it was time to make some banana bread, but I wanted something a bit extra. Remembered seeing those cream cheese filled ones somewhere, sounded good. So, I decided to give it a whirl.
Mashing and Mixing
First things first, grabbed those mushy bananas. Three of ’em. Peeled ’em and tossed ’em in a big bowl. Took a fork and just went at it, mashing them up real good. Didn’t need to be perfectly smooth, a few lumps are fine, adds character, I think.

Then, cracked an egg in there. Added some melted butter – let it cool a bit first, didn’t want scrambled eggs. Dumped in the sugar, some vanilla extract, and a splash of milk. Gave that a good stir until it was all combined. Looked kinda gloopy, but smelled pretty good already.
In another bowl, I whisked together the dry stuff:
- Flour
- Baking soda
- A pinch of salt
- Some cinnamon – always gotta have cinnamon.
Dumped the dry stuff into the wet banana mix. Folded it all together gently. Key is not to overmix it, learned that the hard way ages ago. Just until the flour disappears, basically. Lumpy batter is happy batter for muffins, or so they say.
The Cream Cheese Part
Now for the filling. Got out a block of cream cheese. Let it sit out for a bit so it wasn’t brick hard. Threw that in a smaller bowl. Added some sugar, an egg yolk (saved the white for… something else, maybe?), and a tiny bit more vanilla. Used an electric hand mixer for this bit, makes it way easier to get it smooth and creamy. Just took a minute or two.
Putting it all Together
Got my muffin tin, lined it with paper cups. Always use liners, cleanup is a nightmare otherwise. Spooned a dollop of the banana batter into the bottom of each cup. Maybe like, halfway? Then, took a small spoonful of that cream cheese mixture and plopped it right in the middle of the batter. Didn’t push it down or anything, just let it sit there.
Then I carefully spooned more banana batter on top, covering up the cream cheese. Tried to seal the edges a bit so the cheese wouldn’t ooze out everywhere during baking. Filled ’em up pretty full, maybe three-quarters of the way.
Baking and Waiting
Shoved the tin into the preheated oven. Think it was around 375 F? Set the timer for about 20 minutes. The kitchen started smelling amazing pretty quick. That banana-cinnamon combo gets me every time. Paced around a bit, peeked through the oven door more times than I should have. They puffed up nicely.

Tested one with a toothpick after 20 minutes. Came out clean from the cake part. Perfect. Pulled the tin out, let the muffins sit in there for a few minutes before moving them to a wire rack to cool completely. Well, mostly completely. Who can wait that long?
The Moment of Truth
Okay, final verdict? They turned out pretty darn good. The banana bread part was moist, sweet but not too sweet. And that cream cheese swirl in the middle? Oh yeah, that was the good stuff. Creamy, tangy, a nice little surprise. Definitely better than plain banana muffins. Made the sad bananas totally worth it. The family demolished them pretty fast, so I guess that’s the real seal of approval. Probably make ’em again next time the bananas get neglected.